भारत सरकार | Government of India

📋 Scheme Overview

The Government of India, under the Direct Benefit Transfer (DBT) Mission, introduces the Enterprise Salary Subsidy Scheme 2026-27 to support salaried workers employed in registered MSMEs and enterprises. Eligible beneficiaries receive a direct wage top-up credited to their Aadhaar-linked bank account. Total scheme budget: ₹8,200 crores, targeting 1.2 crore workers nationwide.

💰 Key Benefits

Subsidy Slabs (based on monthly salary):

• ₹8,000 – ₹15,000/month: 40% wage subsidy (max ₹6,000/month)
• ₹15,001 – ₹25,000/month: 30% wage subsidy (max ₹7,500/month)
• ₹25,001 – ₹50,000/month: 20% wage subsidy (max ₹10,000/month)
• Women & SC/ST workers: Additional 5% bonus on approved amount

🔄 Application Process

After approval, subsidy is transferred quarterly via PFMS to your registered salary account. SMS confirmation is sent on each credit.

📝 Eligibility & Documents

Requirements:

• Indian citizen, aged 18–58 years
• Salaried employee in a registered MSME / enterprise (Udyam or GST registered employer)
• Monthly salary between ₹8,000 and ₹50,000
• Valid Aadhaar, active bank account & Aadhaar-linked mobile number
• Not availing similar wage subsidy under any other Central scheme

Documents: Aadhaar, Bank Account Details, Salary Slip / Employer ID, Mobile (Aadhaar-linked)

🏥 Scheme Overview

The Government of India launches the Enhanced Medical Security Subsidy Scheme 2026 under the Ayushman Bharat Digital Mission, providing comprehensive health protection to families not covered under existing schemes. Budget: ₹12,500 crores, targeting 2 crore families.

💰 Coverage & Benefits

Key Coverage:

• In-patient Hospitalization: Up to ₹5L per family/year
• Day Care: 250+ procedures covered
• Cashless Treatment: At 28,000+ empaneled hospitals
• Pre-existing Diseases: Covered from day one
• Medicine Subsidy: 70% off at empaneled pharmacies

🔄 Enrollment Process

📝 Eligibility & Documents

Requirements:

• Indian citizen, 18-70 years
• Valid Aadhaar & Aadhaar-linked bank account
• Annual family income ≤ ₹15 lakhs
• Not covered under existing government health scheme
• Up to 6 family members per application

Documents: Aadhaar, Bank Details, Mobile (Aadhaar-linked), Ration Card